Most homeowners who experienced a storm in the last 12 months never filed — or filed and left money on the table. Claim Companion walks you through every step so nothing gets missed.
Find Out What You're OwedFree to start. No contractor required. No commitment.
Texas law gives you 1 year to file after a storm. Some carriers are now limiting this to 180 days. The clock is running.
Claim Compass
Claim Compass — keeping you pointed in the right direction
The reason most people don't file
Here's the truth: in Texas, insurance companies cannot non-renew your policy or raise your rates solely because you filed a weather-related claim. A hail or wind claim is not the same as an at-fault auto accident. You paid for this coverage. Using it is your right.
The homeowners who don't file aren't saving money — they're leaving it behind. Their roof ages another year. The damage compounds. And when they finally sell or need repairs, they pay out of pocket for something their policy would have covered.
This is not legal advice. Texas insurance law varies by policy and carrier. Always review your declarations page.
What you might be missing
Hail damage isn't always visible from the ground. Here's what adjusters look for — and what gets missed.
Hail knocks the protective granules off your shingles. From the ground it looks fine. From the roof it looks like a map of every hit. This accelerates aging by years.
Aluminum gutters are the best evidence of a hail event. Every dent is a documented hit. If your gutters show impact — your roof almost certainly does too.
HVAC fins, roof vents, and lead flashings show hail hits clearly. Adjusters use these as calibration points. If soft metals show damage — the storm was real.
Most homeowners look at their roof from the driveway and think it's fine. The damage that matters is on the surface — and it takes trained eyes and the right light to find it.
You don't need to know what the damage looks like. Claim Companion helps you document it, understand your report, and make sure nothing gets left out.
The process
Eight stages. Clear guidance at every one. Nothing falls through the cracks.
File
We walk you through exactly what to say when you call — including the two words that change everything.
Schedule
Get your adjuster meeting on the calendar and know what to expect before they arrive.
Prepare
Three modes: days before, morning of, meeting in progress. Real-time guidance.
Review
Upload your adjuster report. Our AI flags what was missed and what was underpaid.
Supplement
Most initial estimates are low. We show you what to ask for and how to ask for it.
Materials
Pick your shingles, compare brands, understand your upgrade options.
Contractor
Compare vetted bids. Know what to sign — and what never to sign.
Complete
Release your depreciation, collect your final payment, close the claim right.
Why this exists
I've spent years in the roofing industry working alongside homeowners navigating insurance claims. I've seen what happens when someone goes into an adjuster meeting unprepared. I've watched carriers approve gutters and deny roofs on the same property. I've seen supplements add $6,000 to an estimate that a homeowner almost walked away from.
I didn't build Claim Companion because I'm against insurance companies. I built it because the process is complicated, the stakes are real, and most homeowners are walking into it completely blind.
You deserve to know what you're owed.
— Brian O'Neill, Founder of Claim Companion
Roofing industry professional | Austin, TX
Claim Companion is an organizational and informational tool. We are not licensed adjusters, attorneys, or public adjusters. We help you understand the process — you make the decisions.
Everything in one place
No spreadsheets. No sticky notes. No wondering what comes next.
Every stage of your claim has a dedicated page with exactly what to do next. The What's Next card on your dashboard always tells you your next move.
Upload your adjuster report and our AI flags missing line items, underpaid quantities, and O&P discrepancies — in plain English.
From the AOB warning to the reinspection email template — Claim Companion keeps you from making the mistakes that cost homeowners thousands.
It takes 2 minutes to find out if you have a claim worth filing.
Start Your Free Claim ReviewFree to start. No credit card required.